In a context of accelerated digital transformation, small and medium-sized enterprises (SMEs) find themselves at a strategic crossroads. The integration of artificial intelligence (AI) and cloud computing has become essential to maintaining competitiveness and optimizing operations. However, this technological transition is accompanied by significant challenges, notably in terms of cybersecurity, regulation, and data management. SMEs must navigate a complex landscape where growth opportunities are counterbalanced by increased risks of cybercrime and constantly evolving regulatory requirements.