The small and medium-sized enterprise (SME) market is currently at a critical inflection point, characterized by a growing adoption of digital technologies, notably artificial intelligence (AI) and cloud computing. These technologies offer significant opportunities to enhance competitiveness and operational efficiency for SMEs. However, this technological transition comes with major challenges, particularly in terms of cybersecurity and regulatory compliance. The enactment of the AI Act in Europe imposes new AI governance obligations, requiring rapid adaptation by businesses.