In an economic context marked by accelerated digital transformation, small and medium-sized enterprises (SMEs) find themselves at a strategic crossroads. The integration of artificial intelligence (AI) and cloud computing has become essential to maintain competitiveness and optimize operations. However, this technological transition comes with significant challenges, notably in terms of cybersecurity, regulation, and data management. SMEs must navigate a complex landscape where growth opportunities are counterbalanced by increased cybercrime risks and ever-evolving regulatory requirements.